Frequently Asked Questions

Learn more about our options for repairing your credit and tradelines for boosting your credit.

Tradelines are a term mostly describing the addition of an authorized user account on your credit report. This addition will have a positive impact on your credit report given their stellar history and perfect credit posture. Tradelines are simply a tool to quickly increase your credit score and are often used to boost a credit profile adversely affected by negative items, such as late payments, charge offs, etc.

Tradelines range in price based on the age and limit of the line required and often range from $599.00 to $1,600.00 per line. For example, $600.00 could buy you a $2,000.00 limit tradeline with 2 plus years of age. On the other hand, $1599.00 could net you a $50,000.00 tradeline with more than 20 years of age!

A seasoned tradeline is a line of credit that the borrower has held open in good standing for a long period of time, typically at least 2 years. The “seasoned” part simply implies that the account is aged or that it has an established history. The creditworthy borrower adds the third party as an authorized user of his lines of credit, but does not actually provide the third party with materials (credit cards, account numbers, etc.) that would permit the third party to make charges against that account.